Why a loan?

WHY A LOAN ?

We have found that the poor are actually very good at lifting themselves from poverty

when given the opportunity and equipped with the right tools. So we wondered, what is the best tool to empower those living in extreme poverty (less than $2 USD per day) to leave poverty with dignity?

Hope Loans

A Hope Loan is a small cash advancement given by generous donors like you to a family in need. That loan is used to fund a small business designed to meet the needs of the community, all the while providing a sustainable means of poverty alleviation to the recipient family.

Qualified Applicants

Through our partners, we find qualified applicants living in extreme poverty.

We pair them with someone generous like you.

Connect Them To You

We connect 100 % of your donation to a real person

Empowerment

We empower recipients to repay their loan consistently over one year, all the while providing for their families.

And guess what, so far we have a 100% repayment rate.*

Repaid and Repeat

The repaid loan is reissued to another impoverished family. This means your one-time payment continues to give, indefinitely.

Impact Multiplier

A loan does far more than free a family from poverty.

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HOW WE DO IT WELL

Before a loan as little as $33 is issued, a family is engaged with our Equipping Model. This model effectively empowers the poor to provide for their families, repay their loan, and leave poverty with dignity.

Our Sustainability

We are committed to 100% sustainability,
meaning we invest in communities for the long run.

100% SUSTAINABLE

We carefully select our partners based on their ability to execute community-based projects with the ability to sustain themselves without further funding. This means when you give a hope loan or fund a hope project, you’re impact is multiplied.

100% GOES TO THE FIELD

When you donate with us, 100% of your donation goes directly to the hope loan or project of your choosing.

100% REPAYMENT RATE

Through our loan distribution model, our partners achieve a 100% repayment rate from our loan recipients. Successful entrepreneurs means poverty alleviation, community transformation, and successful repayment. Successful repayment means your donation multiplies faster and more effectively!

100% EFFECTIVE

By making sure 100% of public donations go to the field, engaging in 100% sustainable projects, and ensuring a 100% repayment rate, we are 100% effective at multiplying the impact of your giving!

($1 donated = up to $14 of impact to be precise)

We only partner with non-profits, so you can be assured our partners exist to bring the most impact and ethical treatment for the poor and disadvantaged. 

See a Hope Loan in action

We’ll let our hope loan recipients speak for us.

A Chicken Farmer Raises Young Girls Out of Poverty‘s Story

Fariha always wanted her daughters to go to school. Being from one of the poorest villages in the region, she never got an education. Fariha was always trying to provide for her family, but the...

A Sewing Machine Saved My Family‘s Story

Sanjana has always been gifted with her hands. She could make anything with a needle and thread. Sanjana regularly made and repaired her families clothes; this was necessary because they could not afford otherwise. But...

Hope Loans Prevent Human Trafficking‘s Story

Through a Hope Loan, Abida’s entire world has changed. Like many in her South Asian village community, Abida’s family was so poor that she often went to bed hungry. The menial day jobs available near...

An Unlikely Entrepreneur‘s Story

Arif’s family was almost lost to poverty. Growing up, his family barely had enough food to survive. His dad was unable to earn enough to keep their family together. As a young man, he never...

Give the gift of hope